With the expertise New Jersey Flood Insurance has gained, we know floods can happen anywhere in the Garden State – and you don’t have to live in a high-risk zone to be affected.
As a matter of fact, about 20% of flood insurance claims come from moderate- to low-risk areas.
Having flood insurance means you’re protected in the event groundwater rises and floods your home – an event that isn’t typically covered by most home insurance policies. Think of what a few inches of water can do if your home was to be flooded. That’s more than enough water to ruin floors, walls and cause other damages – which in turn can cost thousands if you don’t carry flood insurance.